{"id":1329,"date":"2021-05-10T11:56:57","date_gmt":"2021-05-10T08:56:57","guid":{"rendered":"https:\/\/www.scalahosting.com\/kb\/?p=1329"},"modified":"2023-11-28T12:22:01","modified_gmt":"2023-11-28T10:22:01","slug":"what-is-cvv2-code","status":"publish","type":"post","link":"https:\/\/www.scalahosting.com\/kb\/what-is-cvv2-code\/","title":{"rendered":"What is CVV2 Code?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">CVV2 means <\/span><b>Card Verification Value 2.<\/b><span style=\"font-weight: 400;\"> The CVV2 is a three-digit or four-digit <\/span><b>security authentication<\/b><span style=\"font-weight: 400;\"> value printed on credit and debit cards.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Credit card companies adopted the CVV2 feature to <\/span><b>minimize fraudulent transactions online. <\/b><span style=\"font-weight: 400;\">Cardholders use the three-digit security code to perform card-not-present transactions on the internet, and sometimes, manually-entered transactions too.<\/span><\/p>\n<p><b>The CVV2 goes by the following alternatives :<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Card Security Code (CSC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Card Verification Code (CVC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Card Verification Value Code (CVVC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Card Code Verification (CCV)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Card Identification Number (CID)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Technically, the <\/span><b>CVV, CVV1,<\/b><span style=\"font-weight: 400;\"> and <\/span><b>CVV2<\/b><span style=\"font-weight: 400;\"> all perform the <\/span><b>same validation function<\/b><span style=\"font-weight: 400;\">. But, their major difference lies in how the cardholder uses it. <\/span><b>Cardholders <\/b><span style=\"font-weight: 400;\">use CVV codes for chip cards and contactless cards to <\/span><b>generate electronic codes.\u00a0 <\/b><span style=\"font-weight: 400;\">CVV1 users the code value during an in-person transaction.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The<\/span><b> CVV1 code<\/b><span style=\"font-weight: 400;\"> is encoded on the <\/span><b>magnetic stripe of a credit card<\/b><span style=\"font-weight: 400;\">, such that when the user swipes the card during a transaction, that value is submitted to the bank for validation. Users require the <\/span><b>CVV2 code<\/b><span style=\"font-weight: 400;\"> to <\/span><b>complete a transaction <\/b><span style=\"font-weight: 400;\">when their card is not present.<\/span><\/p>\n<h2><b>Where do I Find my CVV2 Security Code?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can find the CVV2 number on either the<\/span><b> front or back of your credit or debit card.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">For <\/span><b>MasterCard<\/b><span style=\"font-weight: 400;\">, <\/span><b>Visa<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Discover<\/b><span style=\"font-weight: 400;\">, you&#8217;ll find the CVV2 code on the signature panel, right after the account number, at the back of the card.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As for <\/span><b>American Express<\/b><span style=\"font-weight: 400;\">, you&#8217;ll find a four-digit CVV2 code on the front-right corner of the card, above your card account number.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you&#8217;re purchasing any of our services via credit cards, we&#8217;ll need your <\/span><b>CVV2 number to process your payments.<\/b><span style=\"font-weight: 400;\"> This helps us determine the owner&#8217;s identity and reduces the possibility of fraud.<\/span><\/p>\n<h2><b>Security Benefits of the CVV2 Security Code<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">As you know, there are <\/span><b>two types of CVVs <\/b><span style=\"font-weight: 400;\">linked with most credit and debit cards.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The CVV1 is <\/span><b>encoded in the magnetic strip<\/b><span style=\"font-weight: 400;\"> found on the card that is used for in-person transactions, whereas, the CVV2 is the visible code you see and <\/span><b>use for online purchases <\/b><span style=\"font-weight: 400;\">when your card is <\/span><i><span style=\"font-weight: 400;\">&#8220;not present.&#8221;<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Hackers might find it easier and more accessible to <\/span><b>obtain the card number and expiry dates, <\/b><span style=\"font-weight: 400;\">but the CVV codes are much harder to track.\u00a0<\/span><\/p>\n<p><b>The<\/b> <b>Payment Card Industry Data Security Standard<\/b><span style=\"font-weight: 400;\"> (<\/span><a href=\"https:\/\/www.pcisecuritystandards.org\/\"><b>PCI DDS<\/b><\/a><span style=\"font-weight: 400;\">) regulations prohibit any payment portal from storing any CVV data in their system database.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They can store other card information like card numbers and expiry dates, but you must <\/span><b>input the CVV2 value<\/b><span style=\"font-weight: 400;\"> with every transaction you make.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This provides an extra layer of security when you purchase from us.<\/span><\/p>\n<h2><b>How to Safeguard Your CVV2 Security Code<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Use the following steps<\/span><b> to protect your payment details<\/b><span style=\"font-weight: 400;\"> from credit card fraud.<\/span><\/p>\n<h3><b>Use a Password for Your Home WiFi<\/b><\/h3>\n<p><b>Password-protecting your WiFi<\/b><span style=\"font-weight: 400;\"> stops anyone with a range from connecting and monitoring personal information you send over the network.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While you&#8217;re at it, never enter your<\/span><b> card information<\/b><span style=\"font-weight: 400;\"> over public WiFi.<\/span><\/p>\n<h3><b>Be Wary of Phishing Sites<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Phishing sites are <\/span><b>malicious sites<\/b><span style=\"font-weight: 400;\"> that are created to scam unaware individuals. Sometimes, they&#8217;re cloned to look like a legitimate site using <\/span><a href=\"https:\/\/www.scalahosting.com\/ssl-certificates.html\"><b>SSL certificates<\/b><\/a><span style=\"font-weight: 400;\"> and an <\/span><b>https padlock sign.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To avoid this, double-check and make sure you&#8217;re <\/span><b>entering your details<\/b><span style=\"font-weight: 400;\"> on the correct website.<\/span><\/p>\n<h3><b>Don&#8217;t Share Card Information.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Beware of unsolicited requests to <\/span><b>share card information over email or phone.<\/b><span style=\"font-weight: 400;\"> Ignore these requests, especially if you weren&#8217;t the one who initiated the interaction or transaction.<\/span><\/p>\n<h3><b>Install Antivirus on Your Computer<\/b><\/h3>\n<p><span style=\"font-weight: 400;\"><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;antivirus applications&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:637,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;9&quot;:0,&quot;12&quot;:0}\">Antivirus applications <\/span>will help you scan for not only viruses but other malicious software or malware that hackers may have <\/span><b>installed without your knowledge.<\/b><\/p>\n<h3><b>Review Account Activities Regularly<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Checking your account statements helps you <\/span><b>keep tabs on your spending<\/b><span style=\"font-weight: 400;\"> and lets you instantly recognize a charge you didn&#8217;t make.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you notice an unidentified receipt, <\/span><b>immediately report it to your bank <\/b><span style=\"font-weight: 400;\">to issue you a new card.<\/span><\/p>\n<h2><b>Buying Hosting Packages from ScalaHosting<\/b><\/h2>\n<p><b>ScalaHosting<\/b><span style=\"font-weight: 400;\"> accepts multiple forms of payment. We generate an <\/span><b>invoice for services<\/b><span style=\"font-weight: 400;\"> rendered seven days before the next billing cycle.\u00a0<\/span><\/p>\n<p><b>If you&#8217;re unable to pay and getting an error message saying the credit card was declined, you can try any of these steps below :<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure you&#8217;re filling in the correct card information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Try another credit card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use an alternative method like PayPal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wait for up to 12 hours to try again.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you can&#8217;t troubleshoot your card decline issue using these steps, please lay a complaint to your <\/span><b>credit card issuer<\/b><span style=\"font-weight: 400;\">, as something might be wrong.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You should also <\/span><a href=\"https:\/\/www.scalahosting.com\/contact-us.html\"><b>contact us<\/b><\/a><span style=\"font-weight: 400;\"> if you want to use other payment alternatives but are unsure how to go about it.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>CVV2 means Card Verification Value 2. The CVV2 is a three-digit or four-digit security authentication value printed on credit and debit cards. Credit card companies adopted the CVV2 feature to minimize fraudulent transactions online. Cardholders use the three-digit security code to perform card-not-present transactions on the internet, and sometimes, manually-entered transactions too. The CVV2 goes [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[40],"tags":[],"class_list":["post-1329","post","type-post","status-publish","format-standard","hentry","category-security"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/posts\/1329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/comments?post=1329"}],"version-history":[{"count":5,"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/posts\/1329\/revisions"}],"predecessor-version":[{"id":5679,"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/posts\/1329\/revisions\/5679"}],"wp:attachment":[{"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/media?parent=1329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/categories?post=1329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scalahosting.com\/kb\/wp-json\/wp\/v2\/tags?post=1329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}